Fintech

Mercado Libre: The Best Company in Latin America is Cheap!

Stock is down 34%, despite accelerating revenue growth and strengthening moat.

Jun 10 • Ray Myers

Dlocal Q1 2026: Missing the Forest for the Trees!

Stock is down 20% in the past month, despite 73% TPV growth and 55% revenue growth.

May 17 • Ray Myers

Nu Q1 2026: Incredible Growth vs AI Hungry Market!

Stock is down 21% in the past month, despite 53% revenue growth and 56% net income growth.

May 16 • Ray Myers

Sofi: 2030 Valuation Model!

Undervalued fintech trading 46% below 6 month high!

May 3 • Ray Myers

Sofi Q1 2026: Stellar Execution vs Mad Market!

Crashing stock despite, 43% revenue growth and 100% EPS growth.

May 1 • Ray Myers

Klarna: 5x Opportunity or a Subprime Lender?

Undervalued BNPL Fintech building a Digital Banking business!

Mar 19 • Ray Myers

Nu Q4 2025 Earnings Review!

Excellent execution once again!

Feb 26 • Ray Myers

SoFi Investment Thesis: Part 2!

Loan Platform Business, Crypto and SofiUSD Stablecoin.

Jan 22 • Ray Myers

Nu is a Strong Buy!

Updated 2030 Valuation Model!

Dec 24, 2025 • Ray Myers

Pagaya Investment Case!

Dec 9, 2025 • Ray Myers

Is DLocal a Buy?

Stellar quarter, silly reaction.

Nov 13, 2025 • Ray Myers

Nu Applies for US Bank Charter!

Transformational announcement!

Oct 1, 2025 • Ray Myers

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