Fintech

Sofi: 2030 Valuation Model!

Undervalued fintech trading 46% below 6 month high!

May 3 • Ray Myers

Sofi Q1 2026: Stellar Execution vs Mad Market!

Crashing stock despite, 43% revenue growth and 100% EPS growth.

May 1 • Ray Myers

Klarna: 5x Opportunity or a Subprime Lender?

Undervalued BNPL Fintech building a Digital Banking business!

Mar 19 • Ray Myers

Nu Q4 2025 Earnings Review!

Excellent execution once again!

Feb 26 • Ray Myers

SoFi Investment Thesis: Part 2!

Loan Platform Business, Crypto and SofiUSD Stablecoin.

Jan 22 • Ray Myers

Nu is a Strong Buy!

Updated 2030 Valuation Model!

Dec 24, 2025 • Ray Myers

Pagaya Investment Case!

Dec 9, 2025 • Ray Myers

Is DLocal a Buy?

Stellar quarter, silly reaction.

Nov 13, 2025 • Ray Myers

Nu Applies for US Bank Charter!

Transformational announcement!

Oct 1, 2025 • Ray Myers

Nu AI Private Banker!

Bridging the knowledge gap between the 1% and the 99%.

Sep 4, 2025 • Ray Myers

Nu Q2 2025 Earnings Update!

Strong Customer Gains, Exploding Deposits, and Affordable Valuation!

Aug 15, 2025 • Ray Myers

Is Adyen a great investment?

Adyen. Equity Research! Part 3/3.

Aug 9, 2025 • Ray Myers

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts